I was referred to NTF Financial Solutions... having unfortunately gone through a very difficult time in my life where a combination of difficulties and traumas led to a business failure and debts... NTF did everything possible to make the whole experience of applying for an IVA as smooth and painless as possible facilitating the whole thing , talking ,negotiating and liaising with creditors and doing so within a short timescale finally delivering the end product to me. I would have no hesitation in recommending NTF to anyone requiring this type of help.