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All posts by James

Buy Now and Pay Off in 2046

If you, like many others, simply pay the minimum payment on your credit cars each month, it could take you over 26 years to repay the debt.

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Credit Rating and IVAs

One of the most regularly question is how will an IVA affect my credit rating?

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Increase in Pension Payments

An employer is required to have a pension scheme their staff to pay into unless they opt out. This is an auto-enrollment, or workplace pension, scheme. Since the scheme was introduced in 2012, an estimated 10 million eligible workers have been enrolled. ...

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What is an IVA?

With the current level of personal debt increasing daily many more people find themselves struggling to make ends meet. Many families make the difficult decision each day which bill to pay and how the can save on food. If you are among them, or feel that you are starting to struggle you are far from alone. A recent report from the National Audit Office estimated that that up to 8.3 million people in the UK are unable to pay their bills or debts.

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